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If the city puts a tax lien on your property but you pay it after the fact, will this effect your credit?

If the city puts a tax lien on your property but you pay it after the fact, will this effect your credit? Topic: If the city puts a tax lien on your property but you pay it after the fact, will this effect your credit?
June 26, 2019 / By Alison
Question: The thing is, it's with our water bill which the city/postal sevice is not good about getting our bill to us and we have money in escorw which would cover it. Im just mad because I got a letter stating if we don't pay they will put a lein on the house, last year they just added it to the taxes and the mortage company paid it. I think they should do that again. Any thoughts?
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Best Answers: If the city puts a tax lien on your property but you pay it after the fact, will this effect your credit?

Ur Ur | 10 days ago
It will appear as a derogatory mark on your credit report and can affect your FICO score. However, it is a derogatory mark but it will show as paid. Note: If you are applying for credit, you may be declined if your overall score doesn't meet their requirements. If you are trying to buy a house, it will appear on your credit report and you may have to show proof that it was paid (it could be a condition of the loan). If you try to refinance your house, it will appear on the title report and you will have to show proof that it has been satisfied. If you are not applying for any credit, it will appear on your credit report for 7 years then drop off. Hope that helps.
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Ur Originally Answered: TAX LIEN on property I have never owned!?!?
Except for tax on real property a tax lien is not filed on specific property but in the name of the delinquent taxpayer. If there was a tax lien filed in your name it did not attach to your parents property even if it had their address on it. Think what would happen if they or you were renters. Would the lien with your rental home address attach to the landlords property? I think not.
Ur Originally Answered: TAX LIEN on property I have never owned!?!?
you mention 'home' state and admit you never filed taxes there therein in lies your major problem, failing to file in your resident state, most of which require reporting income from all sources for residents as for the property of your parents being 'attached' with a lien, you need legal help on this one, this can't be answered with any amount of validity
Ur Originally Answered: TAX LIEN on property I have never owned!?!?
If you don't have ownership, they can't place a lien. They can contest it on the basis that it is not their debt. Should be pretty easy to get fixed. You need to file your returns. Not amended returns as stated above, b/c you never filed, so there's nothign to amend. And lawyers don't do tax returns....

Robby Robby
Yes it can. You may also find it difficult to have them remove it. In most cases you need to send a copy of the release to each of the credit reporting agencies.
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Robby Originally Answered: Could this have an effect on the fact that i dont see any orange?
That stinks that you don't have your badge, but how about this: expect an email from me within the next few days addressing the Toronto Blue Jays and card collecting. I am going through some spring cleaning the next few days, making room for some Penguins stuff.
Robby Originally Answered: Could this have an effect on the fact that i dont see any orange?
You want mine. It's a little dented and dirty. And it did fall off once into the toilet after I had a dump but it's all yours. It seems to have made me a target for every freak under the sun. Still getting reported nearly every day. Have had a question or two that got pulled in less than an hour after posting and any time I leave my email open I get vile letters from pimple faced creeps who need something to do between wankings I guess. I thought it was bad when I made the board in August but, it's much worse since I got the badge. Maybe it's time to retire.

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