4611 Shares

I wanted to give a small gift to all parties involved with my home purchase. Yes or no?

I wanted to give a small gift to all parties involved with my home purchase. Yes or no? Topic: I wanted to give a small gift to all parties involved with my home purchase. Yes or no?
June 16, 2019 / By Callie
Question: I got some great feedback from the community regarding whether or not to give a gift and someone reminded me that I will shelling out tons of money to all parties involved and that any gift would be too much. I should simply keep every dollar in my pocket. I was planning on sending a fruit basket or something. But that will ultimately costs me money. If you have ever given your realtor or mortgage broker a gift, what have you given them?
Best Answer

Best Answers: I wanted to give a small gift to all parties involved with my home purchase. Yes or no?

Alysha Alysha | 7 days ago
Hi, I am a REALTOR and I would never expect my clients to give me a gift. I have made a commission on the sale and in most cases made a new friend....that is plenty. The best gift you could give your REALTOR and Mortgage Person is a referral to others...so that they have more business. In fact I am so thankful when my clients help me find new clients, I normally give them a gift. Really if you like them so much...tell everyone you know how happy you were with them and give their business cards to everyone. If you ask them for business cards so that you can give them to your friends and family....I promise you will see so much happiness in their eyes, you will know you have given them a gift back. I am so glad you had such a wonderful experience. Congrats on your new home!!!!
👍 282 | 👎 7
Did you like the answer? I wanted to give a small gift to all parties involved with my home purchase. Yes or no? Share with your friends
Alysha Originally Answered: Will my small business debt make it harder for me to purchase a home?
You said the accounts were in good standing. There is nothing wrong with carrying some debts, and many people claim that creditors seek a certain amount of debt to the amount of credit available to you. Part of it comes down to interest rates. If your credit card is a very low interest or maybe even 0% APR then with a larger down payment you would need to borrow less money from a bank for your home. Since the mortgage payment would have higher interest than the credit card, it would be more beneficial to lower your credit card payments not, and place a larger down payment on your home.
Alysha Originally Answered: Will my small business debt make it harder for me to purchase a home?
focus on paying off the debt because if you have good credit then it wont be hard finding a higher LTV (loan to value) loan. Just get rid of the debt. A good credit score and income is alot more important that having money in reserves or a bigger down payment when it comes to getting a loan

Vick Vick
I like Maria's answer remember they make a commission on your home so they are doing it for the income that is their job however if someone really went way above then sure. I do Mary Kay and I actually get the opposite real estate companies purchase gifts for the new home owner and I hear this is not uncommon. They do welcome baskets or something else remember you will be referring them to friends and that will generate more business for them.
👍 120 | 👎 0

Rowan Rowan
If you think your realtor went way above and beyond and there was a personal connection, go ahead. You don't have to spend a lot of money. Bake a couple dozen muffins (in your new kitchen) and drop them by the office. It never hurts to be gracious.
👍 114 | 👎 -7

Rowan Originally Answered: im planining to have a small gift shop and boutique,can you give me some idea for this?
Firstly, your must trust yourself. U must brave to take risk when your start the business. Choose the right place to open the shop. Have enough capital to started the business. You must decor your shop. Style of decoration used in your shop. Your shop must look your stylish, nice so that many will always came to your shop. I hope u will susses in your carier. Good luck. ONE WORLD ONE DREAM.......

If you have your own answer to the question I wanted to give a small gift to all parties involved with my home purchase. Yes or no?, then you can write your own version, using the form below for an extended answer.